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Consumers who apply for payday loans online may be targeted by crooks who attempt to collect on loans that weren't even made. If You Have an Internet Payday Loan and You're Having Trouble Paying it Off: Work with the lender. You may wish to make payment arrangements with the lender, such as offering to repay 

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Collections. In theory, a payday lender should never have any problem collecting a debt, because it can take the money right out of your checking account. The problem is People in restrictive states still have access to online lenders, but they're no more likely to use them than people in permissive states. In June 2016, the