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The Pennsylvania Higher Education Assistance Agency (PHEAA) is one of the nation's leading student aid organizations, serving millions of students and thousands of schools.

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The first payment on a Direct PLUS Loan is due within 60 days after the loan is fully dispersed. Students may, however, postpone payments on the loan while they are in school. Fill out a FAFSA (Free Application for Federal Student Aid) to apply. Also complete the