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One of the main benefits of an installment loan, and a major advantage over a payday loan, is that the repayment schedule is predictable. This predictability gives the borrower total control over their budget, making it easier to get out of debt and plan for a better financial future. Installment loans are collateral free.

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May 30, 2017 She called the provision "a free pass for payday and title lenders to not be subject to efforts to rein in their abusive practices." Payday loans are intended to serve as short-term fixes for financial troubles. In practice, however, borrowers frequently are unable to repay the original loan and become trapped in