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Jun 21, 2016 And if they later feel trapped, there are 60-day workout plans required by Colorado law after four consecutive payday loans, Bassford said. “Our biggest critics are people who never used the product, will never have a need to use the product and don't want you to have a choice to use the product,” he said.

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Jan 7, 2017 Even though Ohioans voted in 2008 to cap payday loan rates at 28 percent, lenders sidestep those limits and charge up to 591 annual percentage rates on the short term loans in Ohio — the highest rates in the nation. But a handful of lawmakers are now pushing to close legal loopholes and set stricter