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You must be shown the finance charge. (a dollar amount) and the annual percentage rate or APR (the cost of the credit on an annual basis). (Source: Payday Loans = Costly. Cash) If any lender will not give you this in writing, walk away. How much are you willing to pay for a $100 loan? The Biting Price Of Payday Loans.

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The cost of payday loans is capped by law, under rules made by the Financial Conduct Authority (FCA). The rules limit Before agreeing to a loan, many payday lenders will ask you to set up a recurring payment (also known as a continuous payment authority or CPA). This lets