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Credit card 101: Balance transfers, interest rates, cash advances and more, defined. Personal Annual fee: The amount of money a credit card company charges you each year for having an account. a fee. Credit card rewards or points (for example, Aventura® Points or cash back) aren't awarded for cash advances.

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What is the interest rate on my credit card? Your monthly interest rate is available on your What is the Cash Finance charge I see on my Internet Banking? Cash Finance is the interest charged on cash I paid the balance on the due date but I was still charged a late payment fee. Why did that happen? To make your