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Dec 25, 2013 Getting rid of credit card, medical, payday loan, or auto title loan debt may call for debt settlement, an approach to debt reduction in which the debtor and can go through a debt settlement company who will negotiate on your behalf, or you can work with your creditor on your own to come to an agreement.

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Some people also call it loan of good faith as lender banks on your good faith to pay the loan and nothing more. A signature loan allows you to borrow a bigger amount of money than a payday loan can provide and in longer loan term. You can then Don't settle with a loan deal that you're not happy or comfortable with.