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Cal State L.A. encourages students to exhaust all other forms of financial aid before applying for student loans. Students whose total financial need cannot be met by grants, other campus-based aid or outside resources, may apply for student loans. The Center for Student Financial Aid and Scholarships recommends that 

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Federal Stafford Student Loan is a loan program to assist students with educational expenses. The interest rate is fixed at 4.29 percent for loans issued after July 1, 2015. Stafford recipients are not required to make payments or pay the interest during full-time attendance or the first six months after the student's last day of