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Nov 21, 2017 HOWEVER, I saw today that my credit report has taken a hit as I am now over 100 days late on my federal loan payments that this so called company was How do I know I can trust these reviews about Direct Loan Servicing? .. I applied online, only to find out there really is no online application. Rather 

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Oct 6, 2015 You'll get a 0.25% interest rate reduction on each of the eligible loans you repay using direct debit. Confirm that FedLoan Servicing has processed your direct debit application before you stop making payments online, by mail or by phone. Otherwise, you might be penalized for a missed payment. You can