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Jul 31, 2008 For those who pay off the loan with their next paycheck, a payday loan can be a boon. But some customers get stuck. Here's how problems can begin: a customer needs extra money and takes out a typical $300 advance on their paycheck along with 15% interest at $45. But two weeks later when their next 

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However, as you can see from the infographic above, payday loans often used to cover regular recurring expenses. That kind of budget imbalance usually signals larger financial troubles beneath the surface. In this case, the borrower may struggle to pay off the balance in the first billing cycle. Then interest charges are