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Aug 12, 2017 Remove a co-signer from the debt; Consolidate multiple loans into one payment; Get a better term or rate. But those benefits aren't limited to personal loans. You'll also get them — plus a few more — when you refinance student debt to replace it with a new student loan. Private student loan refinancing 

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A Mortgage Refinance is when you finance a new mortgage with new terms and use the new loan to pay off your existing mortgage balance. Whether you're looking to lower your payment, shorten your term, or use the equity you've built over time in your home to get cash back, be sure to let your lender know so they can