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When the amount of a payday loan becomes too great to pay, a person only has two options. They can default on their loan and ruin their credit, or they can find a way to satisfy their lenders while keeping their credit intact. By consolidating a payday loan, you can immediately resolve your debt and free yourself from 

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Default often subjects borrowers to aggressive and harmful debt collection efforts. For payday and single payment auto title loans – Lenders would be required to determine the borrower has sufficient income to pay the loan, meet major financial obligations and basic living expenses during the loan term and for 30 days